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Ensurebill cardworks how to#

They may call you to let you know of any action they plan to take concerning the debt. Once you have proof that they received your letter, CardWorks can no longer contact you to collect the debt. Send the letter certified mail, return receipt requested. You can send a Cease and Desist Letter stating your intentions for the debt and demanding that they stop contacting you. You don't have to deal with debt collectors contacting you.

Ensurebill cardworks how to#

To learn more about how to draft a Debt Validation Letter, watch SoloSuit's founder explain how to do it in 2 simple steps: Send your Debt Validation Letter to CardWorks at: You can draft a Debt Validation Letter in minutes with SoloSuit. After receiving a request for debt validation, most collection agencies give up. If CreditWorks collectors cannot validate the debt, they must cease contact with you. A Debt Validation Letter is the best response as it directs the company to validate your debt within 30 days. Your immediate action should be to send a Debt Validation Letter to the company. The moment you hear the Mini-Miranda, you know you're dealing with debt collectors. Send a Debt Validation Letter to CardWorksĬardWorks will confuse you by claiming it is not a debt collection agency, but then go ahead and read you the Mini-Miranda (a set of statements that a debt collector must read out to you when contacting you to collect a debt). By filing a countersuit, you could receive up to $1000 from CardWorks for each FDCPA violation they committed. If CardWorks used any of the tactics listed above to try to collect a debt from you, then you could be eligible for compensation. Reveals your financial information to unauthorized third-parties.

Calls you past 9:00 pm in the night or before 8:00 am.

You can also file a complaint if you feel you have been treated in an unfair or abusive manner.ĬardWorks is in violation of the FDCPA if one of their collectors: You can learn more about the rules and regulations debt collectors have to follow from the Federal Trade Commission. Most consumer reviews are staggeringly low.Īs is true for all debt collection companies, CardWorks has a set of rules to follow when contacting you regarding debt.

Employees using misleading means to collect a debtĮven though CardWorks has an average-looking 3.8 stars Google review, most positive reviews are from its employees.

Claiming to represent the FDIC (a government agency).

Not identifying as a debt collector when communicating with them.

Most consumer complaints against CardWorks center around: In fact, there are numerous consumer complaints about how the company contacts and treats consumers on its BBB profile. Its BBB profile shows a 1 out of 5 star rating for customer reviews. And yes, CardWorks Servicing offers debt collection services to several creditors across the country.ĬardWorks Servicing is a legitimate company that claims to have been around for nearly 35 years. is the parent company of Merrick Bank, CardWorks Servicing, and Carson Smithfield. To clear things up for you, CardWorks, Inc. Aside from the insistent calls, most consumers are never sure whether CardWorks is a bank, a third-party debt collection agency, or another party. I now have more knowledge of supervisory, management to add to my over 25+ years in customer service related jobs to future employers.Summary: Is CardWorks Servicing contacting you about a debt? SoloSuit can help you get them off your back, take a stand, and win in court.ĬardWorks Servicing is one of the most confusing debt collection companies to deal with. Was Thankful for the experience and knowledge I acquired and the ability to multitask and stay compliant and efficient to clients criteria. You never know what type of personality you'll get on a call and the demographics of where their from, but able to resolve any issues. Making the call from customers a one stop call. The best part of working was problem solving.

To make a difference everyday to customers all over the USA. The ability to assist customers with their Cares, Questions and Concerns. The pay rate hourly was compatible with the standard for customer service resolutions advisor. Open policy to address any cares and concerns. Management open for suggestions and new ideas. The entire office cleaned daily! Access to parking lot with no additional fees. The break room was equipped with comfortable seating and television. The ability to work independently as well as working amongst my peers. Unlimited overtime and 4 day 40hrs work week! The work environment was family orientated, So it was a pleasure training new employees as well as long term employees that needed assistance to comply with the clients objective, policy and procedures.